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Refund Policy

LMSZAI REFUND POLICY


Last Updated: January 15, 2025


At LMSZAI, we want you to be completely satisfied with your learning experience. This Refund Policy explains our 30-day money-back guarantee and refund procedures.


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QUICK SUMMARY


✓ 30-Day Money-Back Guarantee on all course purchases

✓ No questions asked within 30 days

✓ Full refund to original payment method

✓ Refund processed within 5-10 business days

✓ Some conditions apply (see details below)


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1. 30-DAY MONEY-BACK GUARANTEE


We stand behind the quality of our courses. If you're not satisfied with a course purchase, you can request a full refund within 30 days.


What This Means:

- Purchase any course risk-free

- Try it for 30 days

- Request refund if not satisfied

- Get your money back, no questions asked


Our Commitment:

We believe in our courses and instructors. The 30-day guarantee shows our confidence in delivering value to every student.


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2. REFUND ELIGIBILITY


2.1 Eligible for Refund


You CAN request a refund if:

✓ Purchase made within last 30 days

✓ Consumed less than 30% of course content

✓ No certificate has been issued

✓ Course purchased directly through LMSZAI

✓ You comply with our Terms of Service

✓ This is not an abuse of refund policy


2.2 Not Eligible for Refund


You CANNOT request refund if:

✗ More than 30 days have passed since purchase

✗ You've completed more than 30% of course

✗ Certificate has already been issued

✗ Course purchased through third party

✗ Course received as gift (original purchaser must request)

✗ Course was free or promotional

✗ You've violated Terms of Service

✗ Pattern of refund abuse detected

✗ Bundle where some courses were completed


2.3 Special Cases


Course Bundles:

- Full refund if no courses in bundle have been started

- Partial refund for unused courses in bundle (minus completed course value)

- If one course started, entire bundle not refundable


Gift Purchases:

- Only original purchaser can request refund

- Must be within 30 days of purchase (not gift redemption)

- Contact support with order details


Promotional Courses:

- Free courses: Not eligible for refund (nothing to refund)

- Heavily discounted (>90% off): May not be eligible

- Promotional bundles: Special terms apply


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3. HOW TO REQUEST A REFUND


3.1 Through Your Account (Recommended)


Step 1: Log into your LMSZAI account

Step 2: Go to "My Purchases" or "Purchase History"

        (Found in Account Settings)

Step 3: Find the course you want to refund

Step 4: Click "Request Refund" button

Step 5: Select reason (optional but helpful)

        - Course not as described

        - Technical issues

        - Changed my mind

        - Found alternative

        - Other

Step 6: Submit request

Step 7: Receive confirmation email


3.2 Via Email


If you cannot access your account:


Email: refunds@lmszai.com


Include:

- Your full name

- Email address used for purchase

- Order number or transaction ID

- Course name

- Reason for refund (optional)

- Original payment method


Subject Line: "Refund Request - [Your Name] - [Order Number]"


Example Email:

"Dear LMSZAI Refund Team,


I would like to request a refund for the following purchase:


Name: Rajesh Kumar

Email: rajesh@email.com

Order Number: ORD-2025-123456

Course: Complete Web Development Bootcamp

Purchase Date: January 10, 2025

Reason: Course content not as expected


Please process my refund to the original payment method.


Thank you,

Rajesh Kumar"


3.3 Via Support


Contact our support team:

- Live Chat: Available 24/7 on website

- Phone: +91 80-1234-5678 (Mon-Fri, 9 AM - 6 PM IST)

- Support Form: Contact page on website


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4. REFUND PROCESSING TIMELINE


4.1 Review Period

- Request received: Immediate confirmation

- Review process: 24-48 hours

- Approval notification: Via email


4.2 Refund Processing

Once approved:

- Refund initiated: Within 24 hours

- Processing time: 5-10 business days

- Funds in your account: Depends on payment method


4.3 Total Timeline

From request to money in account:

- Best case: 5-7 days

- Typical: 7-12 days

- Maximum: 15 business days


If you don't receive refund within 15 business days:

- Contact: refunds@lmszai.com

- Provide: Order number and request date


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5. REFUND METHODS


Refunds are issued to ORIGINAL PAYMENT METHOD ONLY.


5.1 Credit/Debit Card

- Processing time: 5-10 business days

- Appears as credit on card statement

- Descriptor: "LMSZAI REFUND"


5.2 PayPal

- Processing time: 3-5 business days

- Appears in PayPal balance

- Email notification from PayPal


5.3 UPI / Net Banking (India)

- Processing time: 5-7 business days

- Credited to original bank account

- Check with your bank if delayed


5.4 Digital Wallets

- Processing time: 3-5 business days

- Credited to original wallet

- Notification from wallet provider


5.5 Bank Transfer

- Processing time: 5-10 business days

- International transfers: 10-15 days

- May include currency conversion


Note: We cannot refund to different payment method than original purchase.


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6. SUBSCRIPTION REFUNDS


6.1 Monthly Subscriptions


First Month:

- Full refund if requested within 7 days of first charge

- Must cancel within trial period if applicable


Subsequent Months:

- No refunds for renewal charges

- Can cancel anytime to stop future charges

- Access continues until end of current billing period


6.2 Annual Subscriptions


Within 30 Days:

- Full refund of annual subscription fee

- Must have minimal usage (less than 30% of content accessed)


After 30 Days:

- Prorated refund based on unused months

- Minus processing fee (10% of refund amount)

- Minimum 3 months must remain on subscription


Example:

Annual subscription: $290

Used: 4 months

Remaining: 8 months

Refund calculation: (8/12) × $290 = $193.33

Processing fee: $19.33

Final refund: $174.00


6.3 Canceling Subscriptions


To avoid future charges:

- Cancel before renewal date

- Access continues until period ends

- No refund for current period (after 7 days)


How to Cancel:

1. Go to Account Settings

2. Select "Subscription"

3. Click "Cancel Subscription"

4. Confirm cancellation

5. Receive confirmation email


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7. SPECIAL CIRCUMSTANCES


7.1 Technical Issues


If you experience technical problems:


BEFORE requesting refund:

1. Contact technical support: support@lmszai.com

2. Try troubleshooting steps provided

3. Allow 48 hours for resolution


If issue cannot be resolved:

- Full refund granted regardless of 30% rule

- Extended refund period may be granted

- Email: support@lmszai.com


Common technical issues:

- Video playback problems

- Unable to access course materials

- Platform errors preventing learning

- Download issues


7.2 Course Quality Issues


If course content has quality problems:


Examples:

- Outdated information

- Poor audio/video quality

- Misleading course description

- Missing promised content

- Incomplete course


Action:

1. Report to: quality@lmszai.com

2. Provide specific details

3. Allow 48 hours for review

4. Refund or course replacement offered


We take quality seriously and will investigate all reports.


7.3 Medical/Personal Emergencies


In case of serious circumstances:

- Medical emergencies

- Family emergencies

- Unexpected life events


We may grant refunds outside standard policy.


Contact: refunds@lmszai.com with explanation

Include: Supporting documentation if available

We review on case-by-case basis.


7.4 Duplicate Purchases


Accidentally purchased same course twice?

- Contact immediately: refunds@lmszai.com

- Full refund for duplicate purchase

- No 30-day limit for duplicates

- Usually processed within 24 hours


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8. NON-REFUNDABLE ITEMS


The following are NOT eligible for refunds:


8.1 Services Already Rendered

- Completed courses with certificates issued

- Fully consumed content

- Downloadable materials already downloaded extensively


8.2 Add-On Services

- Certificate reissuance fees

- Expedited processing fees

- Administrative fees


8.3 Subscriptions (After Period)

- Platform subscriptions beyond 30 days (unless prorated)

- Renewal charges after 7 days


8.4 Third-Party Purchases

- Courses purchased through other platforms

- Gift card purchases

- Affiliate or partner purchases


8.5 Promotional Items

- Free courses (nothing to refund)

- Promotional gifts or bonuses

- Loyalty rewards


8.6 Processing Fees

- Payment processing fees (non-refundable)

- Currency conversion fees

- Bank transfer fees


8.7 Other

- Donations or tips to instructors

- Charitable contributions

- Course materials purchased separately


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9. PARTIAL REFUNDS


Partial refunds may be granted in certain situations:


9.1 Course Bundles

- Full bundle price minus value of completed courses

- Pro-rated based on courses accessed


9.2 Annual Subscriptions (After 30 Days)

- Unused months minus processing fee

- Minimum 3 months must remain


9.3 Course Updates

- If course significantly changed after purchase

- Partial refund for depreciated content


9.4 Special Circumstances

- Determined on case-by-case basis

- Manager approval required


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10. REFUND ABUSE PREVENTION


To maintain fairness for all users, we monitor refund patterns.


10.1 What Constitutes Abuse


- Requesting refunds for majority of purchases

- Completing courses then requesting refunds

- Multiple refund requests in short period

- Downloading all materials then requesting refund

- Pattern of purchasing, consuming, and refunding


10.2 Consequences of Abuse


If abuse detected:

- Refund request may be denied

- Account may be flagged

- Future refund requests require verification

- Account may be suspended or terminated

- Legal action for fraud in extreme cases


10.3 Fair Use


We understand legitimate reasons for refunds:

- Course not as expected

- Technical difficulties

- Change in circumstances

- Better alternative found


We only flag patterns suggesting system abuse.


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11. CHARGEBACKS


11.1 Before Initiating Chargeback


Please contact us BEFORE filing chargeback with bank:

- Email: billing@lmszai.com

- Phone: +91 80-1234-5678

- Most issues resolved quickly


11.2 Chargeback Consequences


If you file chargeback without contacting us:

- Your account may be suspended immediately

- Access to all courses revoked

- Additional fees may apply

- May affect future purchases


We prefer to resolve issues directly.


11.3 Responding to Chargebacks


If chargeback filed:

- We provide evidence of purchase and usage

- Bank makes final decision

- May take 60-90 days to resolve


11.4 Winning Chargeback


If bank rules in your favor:

- You receive refund from bank

- Account remains suspended

- Cannot re-register


11.5 Losing Chargeback


If bank rules in our favor:

- Charges reinstated

- Chargeback fee added to your account

- Account may remain suspended until paid


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12. REFUND STATUS TRACKING


12.1 Check Refund Status


Through Account:

1. Login to LMSZAI

2. Go to "Purchase History"

3. View "Refund Status" column

   • Pending Review

   • Approved

   • Processing

   • Completed

   • Denied


Via Email:

- Check email used for purchase

- Look for refund confirmation

- Check spam/junk folder


Contact Support:

- Email: refunds@lmszai.com

- Provide order number

- Ask for status update


12.2 Refund Status Meanings


Pending Review:

- Request received

- Under review by team

- Typically 24-48 hours


Approved:

- Refund approved

- Being processed

- Expect funds in 5-10 days


Processing:

- Sent to payment processor

- Being credited to your account

- Check with bank if delayed


Completed:

- Refund successfully processed

- Funds should be in your account

- Contact bank if not received


Denied:

- Refund request not approved

- Reason provided in email

- Can appeal decision


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13. APPEALS AND DISPUTES


13.1 If Refund Denied


You can appeal if:

- You believe decision was incorrect

- You have additional information

- Special circumstances apply


How to Appeal:

1. Email: appeals@lmszai.com

2. Reference original request

3. Explain why you're appealing

4. Provide supporting information

5. Manager will review within 5 business days


13.2 Escalation Process


If still unsatisfied:

1. Request supervisor review

2. Email: billing@lmszai.com

3. Mark as "Refund Appeal - Escalation"

4. Senior manager reviews

5. Final decision provided


13.3 Alternative Resolution


If dispute cannot be resolved:

- Contact consumer protection agency in your region

- Seek mediation services

- Review Terms of Service for dispute resolution


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14. INTERNATIONAL REFUNDS


14.1 Currency Exchange


- Refunds processed in original purchase currency

- Exchange rates may vary from purchase date

- Bank may charge conversion fees

- Final amount may differ slightly


14.2 International Transfer Fees


- Bank may charge receiving fees

- Intermediary bank fees possible

- We refund full purchase amount

- Third-party fees not covered by LMSZAI


14.3 Processing Times


International refunds may take longer:

- Domestic: 5-10 business days

- International: 10-15 business days

- Some countries: Up to 20 business days


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15. CONTACT INFORMATION


For Refund Inquiries:


Refund Team:

Email: refunds@lmszai.com

Response time: 24-48 hours


Billing Support:

Email: billing@lmszai.com

Phone: +91 80-1234-5678

Hours: Monday-Friday, 9 AM - 6 PM IST


General Support:

Email: support@lmszai.com

Live Chat: Available 24/7 on website


Appeals:

Email: appeals@lmszai.com


Mailing Address:

LMSZAI Refund Department

LMSZAI Learning Platform

Bengaluru, Karnataka, India


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16. POLICY CHANGES


We may update this Refund Policy periodically.


Changes:

- Posted on this page with new "Last Updated" date

- Material changes: Email notification

- Continued use constitutes acceptance


Check back regularly for updates.


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17. FREQUENTLY ASKED QUESTIONS


Q: How long do I have to request a refund?

A: 30 days from purchase date for full refund.


Q: Will I get a full refund?

A: Yes, if within 30 days and consumed less than 30% of content.


Q: How long until I receive my money?

A: Typically 7-12 business days from approval.


Q: Can I get a refund after completing the course?

A: No, refunds not available if certificate issued or >30% completed.


Q: What if I bought multiple courses?

A: Each course refunded separately if eligible.


Q: Can someone else request refund for me?

A: No, must be requested by account holder or original purchaser.


Q: What if the course was a gift?

A: Original purchaser must request refund.


Q: Do I need to provide a reason?

A: No, but it helps us improve our courses.


Q: Will I lose access immediately?

A: Yes, access revoked once refund processed.


Q: Can I re-purchase the course later?

A: Yes, but may not be eligible for future refund.


Q: What about subscription refunds?

A: Full refund if within 7 days of first monthly charge, or 30 days for annual.


Q: Can I get refund if I had technical issues?

A: Yes, contact support first for resolution or refund.


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SUMMARY


✓ 30-day money-back guarantee on all purchases

✓ Request through account or email

✓ Processed within 5-10 business days

✓ Refund to original payment method

✓ Must have consumed less than 30% of course

✓ No refund after certificate issued

✓ Subscription refunds have different terms


We're committed to your satisfaction. If you have any questions about refunds, please contact us at refunds@lmszai.com


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RELATED POLICIES


- Terms & Conditions

- Privacy Policy

- Cookie Policy

- Subscription Terms


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EFFECTIVE DATE


This Refund Policy is effective as of January 15, 2025.


© 2025 LMSZAI. All rights reserved.